Meet the Team
- Tracy E. Little – President & CEO
- R. Tracy Osborne – Trust & Investment Sales
- Lyndi D. Lowman – Trust & Investment Sales
- Mark F. Del Pezzo – Investment Management
- John C. Cheshire – Investment Management
- Tammy L. Rushing – Investment Management
- Chad Sturgill – Investment Management
- Andy D. Waters – Trust & Estate Services
- David H. Denby, Jr. – Trust & Estate Services
- Robert B. Stadelman – Trust & Estate Services
- Sylvia A. Donahoe – Trust & Estate Services
- Linda S. Wyant – Trust & Estate Services
- Brenda H. Brammer – Retirement Services
- Laura S. Timberlake – Retirement Services
- Sandy K. Payne – Operations/Compliance
- David W. Sever – Brokerage & Insurance
- Krista Alexander – Marketing
Andy D. Waters, CTFA
Senior Vice President,
Trust and Estate Services Group Manager
859.389.5315
watersan@ctbi.com
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- Experience in administration of Personal Trusts, IRAs and Estates since 1987
- Joined Community Trust and Investment Company in 2004
- Vice President, First Citizens Bank and Trust Company, 1987-2004
- Certified Trust and Financial Advisor (CTFA), 1997
- Graduated from Campbell University, Summa Cum Laude, B.B.A.