Meet the Team
- Andy D. Waters – President & CEO
- R. Tracy Osborne – Trust & Investment Sales
- Ryan M. Gray – Trust & Investment Sales
- R. Christopher Meng – Investment Management
- John C. Cheshire – Investment Management
- Tammy R. Provost – Investment Management
- Chad Sturgill – Trust and Estate Services
- E. Barrett Coleman – Investment Management
- Robert B. Stadelman – Trust & Estate Services
- Andrew Cook – Trust and Estate Services
- Nick Woods – Trust and Estate Services
- Sylvia A. Donahoe – Trust & Estate Services
- Brenda H. Brammer – Retirement Services
- Sandy K. Payne – Operations/Compliance
- David W. Sever – Brokerage & Insurance
- Gerrie Clark – Trust and Estate Services
- Bryce Goldbach – Investment Management
Andy D. Waters, CTFA
President and
Chief Executive Officer
859.389.5315
watersan@ctbi.com
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- Experience in administration of Personal Trusts, IRAs and Estates since 1987
- Joined Community Trust and Investment Company in 2004
- Vice President, First Citizens Bank and Trust Company, 1987-2004
- Certified Trust and Financial Advisor (CTFA), 1997
- Graduated from Campbell University, Summa Cum Laude, B.B.A.
Securities and insurance products are offered through LPL Financial and its affiliates, Member FINRA/SIPC. The investment products sold through LPL Financial are not insured Community Trust Bank deposits and are not FDIC insured. These products are not obligations of Community Trust Bank and are not endorsed, recommended or guaranteed by Community Trust Bank or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.
Financial Consultants are registered to discuss and transact securities and insurance business with residents of the following states: KY‚ IN‚ FL‚ OH‚ TN and WV. Response to‚ or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements.