Investment Approach
We believe that excellent long-term investment results can be achieved in all market environments by employing a disciplined and opportunistic investment strategy. The most important investment decision is how assets are allocated among different asset classes. Once the asset allocation decision is made‚ rigorous fundamental analysis is done to select the individual securities of our clients’ portfolios.
We take a long term approach with our investment strategies and focus not only on producing competitive long term return‚ but on controlling risk and avoiding loss.
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Trust & Estate Services
The primary aim of trust services and estate planning is ensuring that your wealth is eventually distributed according to your wishes. Individually tailored trusts enhance your overall investment program. Both revocable and irrevocable trusts offer flexibility in safeguarding and managing assets now and in the future.
Providing for the next generation -- leaving a lasting legacy — requires that you plan thoughtfully and strategically. For instance‚ avoiding unnecessary taxation requires planning‚ but ensuring that your final wishes regarding your wealth are accommodated is a matter of extreme trust.
We focus on building trusting relationships with clients. Such a relationship is often perpetual in design‚ to accommodate a commitment such as a family’s continued support of a charitable cause. Trust extends to the investment management activities required to ensure the completion of specific wishes‚ including settling your estate.
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Retirement & IRA Services
One of the first steps in financially securing your future as well as your employees’ future is the establishment of a retirement plan. A secure retirement is important to each of us as individuals and can be critical to an employer in attracting and retaining valuable employees in the workforce.
CTIC is ready to assist any size employer in either establishing a retirement plan or improving their existing plan(s). We have always believed that our clients should spend their time and expertise in doing what they are successful at doing – running their businesses. Therefore‚ we are very much "hands on" with our employers assisting them with the retirement plan process to ensure that it is accomplished in a cost efficient and time efficient manner. We do not expect nor require that our clients be retirement specialists—we are.
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Community Trust Financial Services
Brokerage and Insurance Services
Wherever you are on your financial journey‚ our qualified Financial Consultants are ready to meet you
there. Using our vast inventory of resources and ideas‚ we will tailor a solution to your specific situation.
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